Do you have loved ones reliant on your income?
What would happen if you were unable to work or no longer there to look after them?
Would your family be able to maintain their home and lifestyle?
Financial Protection puts measures in place to take care of loved ones should you suffer from serious illness, an accident and/or lose the ability to work.
From Life Cover and Critical Illness to Income Protection and Private Medical Insurance Eight Wealth International’s financial advisers can help tailor the best solutions for scenarios in your individual situation and circumstances.
Recommendation relating to a Protection involves referral to a service that is separate and distinct from those offered by St. James’s Place.
Do you have loved ones reliant on your income?
What would happen if you were unable to work or no longer there to look after them?
Would your family be able to maintain their home and lifestyle?
Financial Protection puts measures in place to take care of loved ones should you suffer from serious illness, an accident and/or lose the ability to work.
From Life Cover and Critical Illness to Income Protection and Private Medical Insurance Eight Wealth International’s financial advisers can help tailor the best solutions for scenarios in your individual situation and circumstances.
Recommendation relating to a Protection involves referral to a service that is separate and distinct from those offered by St. James’s Place.
Your health, and your ability to protect it, must be placed front and center when making plans for your future. We believe in the importance of financial protection throughout your lifetime, with policies that reflect your own personal journey, that are resilient and can provide reassurance when it matters.
Insurance plays a crucial role in safeguarding your assets, managing potential risks, and protecting the ones you care about. At Eight Wealth International we help to integrate insurance solutions with your overall financial strategy, we aim to provide a holistic approach that considers all aspects of your financial future.
Recommendation relating to Health Insurance involves referral to a service that is separate and distinct from those offered by St. James’s Place.
The issue of tax can be complicated, especially for those living, working and/or with assets abroad, but why should anyone pay more tax than they are obliged to?
Eight Wealth International’s tax efficient planning services determine your residence or domicile status taking into consideration Income, Capital Gains and Inheritance Tax, and help you with Tax Returns in relation to your assets and income, both where you are living and abroad.
Visit the Eight Tax hub for further information
The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.
An education can be one of the most important gifts you can give to your child. Whether that involves enrolling them in an international school, a boarding school, or supporting their university journey, the associated fees can make a significant impact on your financial plans.
Factoring this into your strategy early allows you time to grow your savings pot and prepare for key milestones — helping you avoid challenges such as qualifying for home fee status. With thoughtful planning, you can turn what might feel like a daunting expense into a well-managed part of your long-term financial strategy.
Returning to your home country following a period abroad can be an exciting but challenging time. Eight Wealth International advisers have the knowledge and experience to make sure that your investments and assets are in the best position for your journey ahead, leaving you to focus on the move itself.
Working alongside the Eight Tax and Accountancy Services team, our Advisors consider every aspect of your situation and design an effective plan to ensure that you remain as tax efficient as possible.
In addition to tax considerations, we support:
A Lasting Power of Attorney (LPA) is a legal document that appoints a person of your choosing to handle your affairs should you become unable to do so due to illness, injury, loss of mental capacity, or even being in another country.
There are two types of LPA:
Different individuals can be appointed for each type of LPA if desired, allowing for tailored support based on the nature of the decisions to be made.
Recommendation relating to Lasting Power of Attorney involves referral to a service that is separate and distinct from those offered by St. James’s Place.
What would happen to your children if you were suddenly not around to look after them?
Parents need to appoint a friend or family member living locally as a Temporary Guardian to avoid their children being placed into the care of authorities.
A properly executed letter should be kept with a lawyer, family friend, or the guardian themselves.
Permanent Guardians appointed under a Will or legal document who do not live in Singapore and mainland China, must bring all supporting documents to court when applying for custody of the children (e.g. birth certificates, passports, etc).
Recommendation relating to matters of guardianship involves referral to a service that is separate and distinct from those offered by St. James’s Place.
Anyone with assets or financial dependents should make a Will that gives clear, unambiguous instruction for what you wish to happen after you die. When living abroad, this is especially important, as it will be vital to any long-distance communications.
A valid, up-to-date Will not only avoids court involvement, a lengthy probate, unnecessary legal fees or Inheritance Tax, but also provides guidance and reassurance to a family who could well be feeling vulnerable.
Recommendation relating to a Wills and trusts involves referral to a service that is separate and distinct from those offered by St. James’s Place.
The majority of people who have accumulated assets and wealth during their lifetime wish to leave a legacy that helps children, loved ones, and supports any financial dependents when they are no longer around to do so in person. In order to achieve this, preparation needs to be made well before a benefactor is in need of care or passes away.
Careful and considered legacy planning allows you to better secure and pass on your wealth to family and loved ones. As this can often involve complex decisions and solutions, Eight Wealth International can provide specialist advice on all aspects of succession in accordance with your wishes and offer support to your family every step of the way.
Not only does it offer you peace of mind, but it also protects your family and beneficiaries from confusion, argument, and disruption once you are gone.
For many people, the biggest issues in deciding when they can stop working is when they will have the financial resources to live the way they want to for the rest of their lives, and what their retirement age will be.
Getting professional advice on a personal pension scheme is often the key to making the money you earn now provide for the best possible future.
Whether you are ready to explore saving in your first pension provision, want to review a work or private pension scheme you have already invested in, or can see retirement on the horizon, our financial advisers have the experience, knowledge and expertise to help you establish your retirement goals, and apply the best financial planning to achieve them.
Whether due to careful saving, professional success, or inheritance from a loved one, you may, at some point in your life, have money to invest in your future. Perhaps you are questioning if the place you are currently saving makes the most of your money?
In order to fulfil the potential of any savings, Eight Wealth International’s certified advisers support their clients through consideration of, and participation in the financial markets, achieving the best possible tax-efficient growth and returns from long term investment.
With constant review and advice as levels and bases of taxation and reliefs from taxation change (dependent on individual circumstances), we pride ourselves on a diligent, responsive and truly personal approach to client investments.
The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
By submitting this form, you hereby give consent to Eight Wealth International, Principal Partner Practice of St. James’s Place (Singapore) Private Limited and St. James’s Place (Hong Kong) Limited, to collect, use and disclose your personal data in accordance with St. James’s Place’s Privacy Policy, and which you have read and understood. You further understand that the personal data provided is meant to allow us to contact you to address your enquiry.
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